Alternative Investments and Miscellaneous Topics: Retirement Accounts, Regular Accounts, and Annuities

Retirement Accounts, Regular Accounts, and Annuities

So far, we have spent the entire semester discussing the various types of securities investments.  In this presentation, we will discuss where we hold our securities investments.  There are many types of accounts used to hold securities investments.  We will focus on the three major categories, non-qualified accounts (a.k.a. regular accounts, taxable accounts), tax-qualified accounts (example: retirement accounts) and annuities.

Presentation File Links to an external site. - Study Guide Links to an external site. 

Audio Links to an external site. - Youtube Links to an external site.

In the presentation, Your Humble Instructor lambasted annuities.  But don't just take my word for it.  Here are some articles along with a solicitation to an insurance agent -- Yours Truly! -- from a company prospecting for agents to sell their annuities.  (Uh, please note that the all-expense-paid Caribbean vacation is for the agent, not the clients.)

Confessions of an indexed annuity salesperson Links to an external site.
There’s a lot not to trust about annuities Links to an external site.
You just gave your annuity agent a great vacation! Links to an external site.
What's In It For the Annuity Salesperson! Links to an external site. - Commentary Links to an external site.
Too good to be true? Links to an external site.   It's probably an indexed annuity!